We can’t pay for emergency medical repatriation, repatriation of remains, or for expenses as a result of a personal emergency while you are abroad. If you buy an appropriate travel insurance policy, these costs will be covered, provided you haven’t broken the terms and conditions.
Buying comprehensive travel insurance can save you and your family a lot of money if something goes wrong. It will also ensure that you get the medical attention you need, when you need it. Hospital bills can quickly run into thousands of euro, and a medical evacuation back to Ireland can cost thousands more.
Not all policies are the same, and the cheapest one might be cheap for a reason. Make sure your policy covers all the activities you plan to do on your trip. Insurance Ireland recommend that you purchase a policy that provides a minimum medical cover of €1 million.
Your policy should cover:
- All medical care abroad, including evacuation by air ambulance, or other emergency procedures, and any other costs associated with an unexpected longer stay.
- Your entire trip, from departure to return. Consider an annual multi-trip policy if you’re making more than one trip in the year.
- 24-hour emergency service and assistance.
- Personal liability cover (in case you’re sued for causing injury or damaging property).
- Lost and stolen possessions.
- Cancellation and curtailment.
- Any extra activities you intend to do that are excluded from standard policies (e.g. water sport activities such as jet skiing or other extreme sports).
Exclusions: You should know most insurance policies will not cover drink or drug-related incidents.
Check with your doctor a minimum of eight weeks in advance of travelling to see if you need any vaccinations for Albania.
The level of medical care is not comparable to that in Western Europe, and medical facilities (including those for accident and emergency use) are very poor, particularly outside Tirana. We don’t recommend using the dental facilities.
The Albanian authorities have confirmed that there have been outbreaks of Avian Influenza (Bird Flu) in domestic poultry in the village of Cuka near the Butrint Lagoon in south west Albania and in the village of Peze-Helmes, 14km from the capital Tirana. No human infections or deaths have been reported. The risk to humans from Avian Influenza is believed to be very low. As a precaution, you should avoid visiting live animal markets, poultry farms and other places where you may come into close contact with domestic, caged or wild birds; and ensure poultry and egg dishes are thoroughly cooked. Learn more about avian flu on the HSE’s website.
There are high levels of Hepatitis in Albania. Learn more about Hepatitis on the HSE’s website.
Cases of tick-borne encephalitis have been reported in the north of the country; vaccination is available. Keep all areas of your body covered when close to shrubs or bushes, and inspect yourself regularly for ticks
Rabies is also a matter of concern as there are large numbers of stray dogs, although there have been no reports of the disease in Tirana at present. Learn more about Rabies on the HSE’s website.
The tap water in Albania may cause illness and you should drink only bottled water.
Mon, 18 Apr 2016 15:19:05 BST